Eliminating Medical Bill Debt Through Bankruptcy
Your health is important. Therefore, you must do whatever you can to protect it. Sometimes that means incurring substantial debt in order to get the proper treatment. Health insurance may only pay a small portion of the amount due, leaving you with a mountain of debt.
It may surprise you to learn that next to credit card bills, medical expenses are one of the leading causes of bankruptcy. At Simon Resnik Hayes LLP, our debt relief attorneys can help you develop a plan for your unpaid medical bills. We can help you file either Chapter 7 or Chapter 13 bankruptcy, giving you a chance to get back on your feet again.
What Happens to Medical Bills in Bankruptcy?
Whether you were struck with a sudden illness, your medical coverage lapsed due to a job loss or you needed a medical procedure that was not covered by insurance, you have options for taking care of medical debt. When you file Chapter 7 bankruptcy, most medical bills will be completely eliminated. With Chapter 13 bankruptcy, you will pay what you can afford over three to five years. At the end of the designated timeframe, any remaining medical debt is discharged.
To learn how we can help you eliminate all your past medical bills, call 310-598-7365 or 888-368-4099.
You Should Never Have to Choose Between Your Health and Your Finances
Hospitals, clinics and other health care providers are focused on collecting payment. In addition to calling you and sending threatening letters, they can file a lawsuit with the goal of obtaining a judgment against you. A judgment may allow them to garnish your wages, freeze your bank accounts and more.
Take the first step toward financial recovery by contacting our California medical debt relief lawyers at our offices in Los Angeles or Sherman Oaks. Many good people are struggling with medical expenses. You are not alone. We can help.
Contact us to arrange a free consultation with our legal team. For your convenience, we offer payment plans. Spanish language services are available.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.