Stop Creditor Harassment Today
Do you live in fear of creditor harassment? Are you afraid to pick up the phone and talk to creditors? If so, it is time to look for solutions and put a stop to bill collectors calling you at your home. An experienced lawyer can help you stop garnishment actions and levy actions by creditors.
At the law offices of Simon Resnik Hayes LLP, serving Los Angeles, San Fernando Valley, Riverside, San Bernardino and Orange Counties, we help our Southern California clients stop creditor harassment as they get the debt relief they deserve. Whether you pursue consumer bankruptcy or loan modifications, we will help you find a solution tailored to your needs.
Call 888.368.4099 or contact us on-line for a free consultation. It could be your first step out of the dark and into the light.
First, creditors will send you a letter informing you of their intent to collect on a past due bill. If you are unable to make payments, they start threatening you, before they send your case to a collection company. Then the collection company starts threatening you. Eventually, a suit will be filed. You will have 30 days to respond or the collection agency will obtain a default judgment against you that you will have to pay.
As soon as you file for bankruptcy, you stop all creditor harassment and collection efforts. Collection agencies representing the IRS, government and creditors have to put levies and garnishment actions on hold until a bankruptcy plan has been approved or worked out.
By filing for Chapter 7 bankruptcy for consumers or Chapter 13 bankruptcy, you will receive an automatic stay, which is the vehicle that puts a stop to creditors going forward with collections. Your automatic stay will also stop your home foreclosure. In addition to bankruptcy, we can help you find other ways to stop creditor harassment, such as loan modifications.
We understand that you are going through a lot, and that is why we provide a casual and accepting environment at our Los Angeles and San Fernando Valley law offices. Open Monday through Friday from 7 a.m. to 7 p.m., our attorneys offer weekend appointments as well. Long-term payment plans are available for all clients.
For a free initial consultation about how to stop creditor harassment with Simon Resnik Hayes LLP, call 888.368.4099 or contact us online. Our firm serves clients in the Los Angeles area and San Fernando Valley through offices in Sherman Oaks and Los Angeles.
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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.