Explore Your Home Loan Modification Options
Whether you have suffered a serious loss of income or you are unable to keep up with your payments after your mortgage rate adjusted, a home loan modification can help you restructure your mortgage. An experienced lawyer can help you explore your options as you negotiate a workout and modify your loan.
At the Los Angeles and San Fernando Valley law offices of Simon Resnik Hayes LLP, we help our Southern California clients renegotiate their mortgages. From a reduction in principal balance to interest rate reductions, we can pursue several types of home loan modifications that can help you stop foreclosure.
Call 888.368.4099 or contact us on-line for a free consultation. It could be your first step out of the dark and into the light.
As your attorneys, we will negotiate with your lender on your behalf. We know what to look for when developing a plan to modify your home loan. If there are any mistakes or flaws, we will fix them, and we will be on the lookout for any signs of predatory lending violations.
After reviewing your paperwork, we will work with you to determine what kind of mortgage payment you can afford. Looking at your interest rate, loan term and principal balance, we will determine what options are feasible for you. The whole process can take anywhere from 24 hours to six months, although in all cases, the loan modification is completed as quickly as possible.
When you request a home loan modification through an experienced attorney, you immediately balance the playing field. Working with a number of lenders, we will determine what, in fact, can be done regarding the terms of your current home loan:
Working With Southern California Lenders
As the well known home-saving attorneys in Los Angeles and the San Fernando Valley, we work with a variety of home lenders in Southern California. Whether you received a Countrywide home retention letter, Wells Fargo home retention letter, a Chase home retention letter or any of the major lenders attempts to assist you, we can take immediate action to come up with a plan that protects your rights.
You may have received information from your lender about a home retention program. As our main goal is to help you keep your house, we will help you explore all your options, including home retention programs, Chapter 13 bankruptcy, and of course, home loan modification.
Open weekdays from 7 a.m. to 7 p.m., we offer big firm experience in a small firm setting. Providing a casual and accepting environment, we want to help you find a way to restructure your home loan into a plan that works. Long-term payment plans are available.
For a free initial consultation about filing for bankruptcy with Simon Resnik Hayes LLP, call 888.368.4099 or contact us online. Our firm serves clients in the Los Angeles area and San Fernando Valley through offices in Sherman Oaks and Los Angeles.
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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.