How to Re-Establish Credit After Bankruptcy

Contrary to prevalent bankruptcy myths, bankruptcy is not the end of credit. In fact, many people who file for bankruptcy enjoy new opportunities for credit shortly after the bankruptcy is concluded.

If you are considering bankruptcy and have questions about getting credit cards and other loans after bankruptcy, the attorneys at Simon Resnik Hayes LLP, are here to help. We are experienced bankruptcy lawyers who have helped numerous clients throughout the Los Angeles area get their debt discharged and improve their credit.

Call 888.368.4099 or contact us online for a free consultation with a California bankruptcy lawyer. It could be your first step on the road to debt relief.

Getting a Credit Card After Bankruptcy

Getting a credit card after bankruptcy can be easier than you think. Many people who file for bankruptcy are given many credit card offers within a month of their discharge. Credit card companies know that you can only file for bankruptcy once every several years, so they want your business.

It is important to thoroughly research the credit card options available to you. You can expect high interest rates, but some credit cards have more favorable terms than others.

Of course, you must be careful when accepting new lines of credit after filing for bankruptcy. Careful use of a credit card can go a long way to improving your credit. It may be helpful to use a credit card only for gas, food and other essential purchases to get your credit score moving in the right direction.

For information about how bankruptcy can improve your credit, consult with a knowledgeable bankruptcy lawyer.

Contact Us

For a free initial consultation about filing for bankruptcy with Simon Resnik Hayes LLP, call 888.368.4099 or contact us online. Our offices are open weekdays from 7:00 a.m. to 7:00 p.m., and we serve clients in the Los Angeles area and San Fernando Valley through offices in Sherman Oaks and Los Angeles.

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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.