Can You Get a Personal Loan After Bankrutpcy?

Most people facing bankrutpcy – and there are a lot (according to the American Bankruptcy Institute close to 766,700 individuals and businesses filed for bankruptcy in 2017) – fear that they’ll be unable to ever secure a personal loan because of the damage it can do to someone’s credit. There are ways to do it […]

Is Your Credit Card Debt Out of Control?

Everyone has a little bit of debt. Whether student loans, a car loan, or credit card debt, a little debt is common. But how do you know when your credit card debt has gotten out of control? And how do you get out of credit card debt once it has gotten out of control? Is […]

What’s A Second Mortgage? Is it Good or Bad?

While there are a number of reasons to have or need a second mortgage, they are not always an ideal thing to have. In California’s volatile real estate market, many homeowners have found that their home is worth less than the property’s outstanding mortgages. In this situation, if you have a second or third mortgage, […]

Filing an Emergency Bankruptcy Petition

Being in debt can be an overwhelming experience that can feel insurmountable and impossible. But those debt situations can become dire when you are faced with foreclosure, repossession, wage garnishment, eviction or other creditor action. If this is the situation you find yourself in, you might want to consider filing an emergency bankruptcy filing. Why Choose Emergency […]

Available Options for Keeping Your Home

If you’re at risk for losing your home because of inability to pay, know that there are options for you to keep your home. Available Options for Keeping Your Home Being at risk for foreclosure can be one of the most devastating things a homeowner could face. Regardless of why you might not be able […]

What is an Unlawful Detainer?

You own a property owner or a landlord and some tenants have been unable to pay. As a result, you are forced into an unlawful detainer proceeding, also known as an eviction. But what are your legal rights and what are the next steps for this legal proceeding? Unlawful Detainer An unlawful detainer is when […]

Maker of Gibson Guitars files for Chapter 11

The company that makes Gibson guitars and Baldwin pianos has filed for Chapter 11 bankruptcy protection amid a self-described “devastating” financial fall. Maker of Gibson Guitars files for Chapter 11 Nashville, Tenn.-based Gibson Brands, makers of Gibson guitars and Baldwin pianos, has requested bankruptcy court protection from its creditors, saying it already had support from many […]

Why Are So Many Retailers Going Bankrupt?

It happens almost weekly in the news – another brick and mortar retailer declares bankruptcy. With the surge of online shopping, it’s hard for brick and mortar stores to stay competitive. Last year alone, 27 large U.S. retailers filed for bankruptcy and this year is on track to be even worse. Why Are So Many […]

Claire’s and Remington Filed Pre-packaged Bankruptcies

It’s not a term that gets used a lot – prepackaged bankruptcy – but it’s interesting to note that a lot of major companies file for pre-packaged bankruptcy – including Claire’s and Remington. In a prepackaged bankruptcy, a company will negotiate with key creditors who will then vote on the company’s plan before actually filing […]

What To Do If Your Car is Repossessed

A car is not yours until it is fully paid off and if you are unable to make payments, a creditor has the right to repossess it. If your car has been repossessed, there are a number of things you should do. What To Do If Your Car is Repossessed If your car is repossessed, […]